08-19-2026, 06:39 AM
While researching Public Liability Insurance , I noticed that it is often confused with professional indemnity insurance. From what I understand, public liability generally concerns third-party bodily injury or property damage arising from business activities, while professional indemnity is more focused on claims involving professional advice, services, or financial losses. This distinction seems particularly important for consultants and service providers who may need both types of protection. Has anyone compared these policies when setting up a business? I'd like to know how business owners determine whether they need public liability, professional indemnity, or a combination of both.
